Favorite Things about Nantucket

• The beach!  Any and all !!

• Millie's at sunset

• Jetties on the Beach

• Cisco Brewery

• Lola

• Summer House

• Brotherhood

• Straight Wharf

• Cru

• Drive on the beach at Great Pointe

HOW TO WRITE A BUSINESS PLAN

Just ask

Shark Tank Winner and Co-Founder of Solemates,

Monica Ferguson…

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• Create an Executive Summary

• Write a Company Description

• Market Analysis - Research your industry, market and competitors​​

• SWOT Analysis - strengths, weaknesses, opportunity, threat​

• competitors, geographic boundaries, types of customers you sell to, existing distribution channels, demographic data, market trends

• Determine your business and management structure - LLC vs. C Corp (consult an attorney)

• List the products or services that you are offering

• Describe your business marketing and sales strategy​

• What is your sales and distribution setup, what geographic area do you sell to, ​

• branded website vs. marketplace vs. brick and mortar

• Describe your audience-population, demographics, income levels

• Identify your funding request-how much money will you need for 3-5 years

• Detail your financial projections - revenue +COGS

• Create an appendix that includes resumes and permits (optional)

• Consider hiring a professional or utilize internet resources to streamline your plan.

Contact Monica Ferguson for help thinking through an idea, for guidance through the strategic process to help you execute your vision

I'll Have What She's Having

Weekly Drink of The Week:

Stefani Werring

Mixologist,  Realtor and Influencer

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    FROSE ALL DAY: 

•  - 1 bottle dry rosé wine

• -2 cups frozen strawberries

• -2 TBSP sugar in the raw mixed with 1/3 cup boiling water (to make simple syrup)

• -1/2 cup vodka

• -Pour rosé into ice cube trays and freeze overnight (or about 8 hours).  Once rosé is frozen, mix all ingredients in blender/vitamix and enjoy!                                    

     MARGARITA:

• - Any brand of tequila. I love Corazon Single Barrel Reposado ($40) or Añejo ($45).  These tequilas are aged in bourbon barrels. 

• - Cointreau- orange-flavoured liqueur.

• - Fresh limes

• - Salt for rim

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      MICHELADA:

• - Any light Mexican beer. I love Corona, Sol, Pacifico, Modelo and Tecate.

• - Worcestershire Sauce

• - Fresh lime juice

• - Clamato Juice or Tomato Juice

• - Hot sauce of choice, I use Tabasco.

• - Tajin seasoning- a popular Mexican chili-lime seasoning (you can buy on amazon)

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       WHITE WINE SANGRIA INGREDIENTS:

• - 1 Bottle Sauvignon Blanc of choice (I’ll be using Kim Crawford)

• - 1 Bottle of Prosecco (I’ll be using LaMarca Prosecco)

• - Peach Schnapp’s liquor

• - Vodka of choice

• - Flavored seltzer of choice (I’ll be using black cherry)

• - diced fruit: I’ll be using fresh mango, raspberries and nectarines 

• Mix all in a pitcher, add ice to your glass and serve with some of the fruit. 

Instagram: @stefani_werring

Facebook: @Stefani Werring

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Things You Need To Know

Weekly "Best of the Best" List:

Elizabeth Schulte Roth 

Founder of 10 Things You Need To Know   

                                                                                                                                                July 21:

The Umbrella Academy

Matthew Rhys with Terry Gross on Fresh Air and Perry Mason

Great Performances on PBS

Lexicon for a Pandemic in The New Yorker 
 

July 15th:

Babysitters Club on Netflix

Here's how to figure out if you're a Kristy, Mary Anne, Stacey,Claudia or Dawn

 Holey Moley on ABC

 The Chiffon Trenches by André Leon Talley

 Big Summer by Jennifer Weiner

Gaslighter by The Chicks                                                                                                                                                

July 8th:

 Homemade

 Never Have I Ever

Warrior Nun.

Christina Tosi Instagram

Double Up Plush Rush™ Tinted Lip Treatment from Butter

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 July 1st:

Hamilton—Fresh Air with Terry Gross and Lin Manuel Miranda

Daily Dad

Slim Aarons Documentary

 Leslie Jordan ring tone

Randy Rainbow/Cover Your Freakin’ Face

The Magnus Archives

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10 Things You Need to Know

Instagram: @Elizabethsroth

Facebook: https://www.facebook.com/elizabeth.s.roth 

Know Your Worth 

Weekly Top Financial Tips:

Kathy Entwistle

Private Wealth Advisor, 

Morgan Stanley Private Wealth Management

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1.  BE "S.M.A.R.T"                                                                                                         .Specific- your goal should be clear & specific                                          Measurable- so you can track your progress+ stay motivated    Achievable- realistic and attainable                                                        Relevant- that your goal is aligned with your values                                     Time bound- a deadline to work towards your financial goals.                       

2. HOW TO HANDLE CREDIT CARD DEBT                                                                     Credit card debt is the number one obstacle to getting ahead financially. Those little pieces of plastic are so convenient to use, and it’s so easy to forget that’s real money we’re dealing with when we whip them out to pay for a purchase, large or small. Despite our good resolves to pay the balance off quickly, the reality is that we often don’t, and end up paying far more for things than we would have paid if we had used cash.                                                                                                                                               

3. PAY YOURSELF FIRST                                                                                                      Think about setting up your paycheck to automatically direct some of your pay into a savings vehicle. By paying yourself first, and by doing it automatically, you will start to develop good money habits.Get involved now with the bigger picture when it comes to your money.  Being part of the conversation means you have a voice, you have input and you have financial power to decide how you want to spend your money and live your life!                                                                                                                                        

4. SHORT-TERM vs LONG-TERM                                                                                         As moms, we are super busy.  We are taking care of our kids, running the day to day operations of our household, volunteering in our community and/or keeping up with a career all while making sure we don’t lose our identity along the way . Often we are the ones who are making the purchases, have the greatest input on the buying decisions and managing the budget.  What we don’t do very well is get involved in the long-term picture. This is a mistake.  You have the ability to control your financial future and by getting involved with long term goals and there is a mindshift when you look at term money in the long-term.  Often long-term money is the invested money and if you can look past short-term ways to preserve your money, you can start understanding how long-term ways to grow your money can benefit you and your family.  By aligning this money to your goals you will make better decisions for you and your family going forward and you will have a greater piece of mind when thinking about your financial future!                                                                       

5. ALIGN YOUR MONEY WITH YOUR PERSONAL VALUES                                 One tip I can give would be to only purchase products and services that line up with your values, beliefs and move you towards your overall vision for the future! This way you are ensuring a positive emotion about where you're directing your money to go!                                                                                                          

6. BENEFICIARIES                                                                                              Check the beneficiaries listed on all your IRA accounts/insurance/annuities.                                                                         

7.  NEST EGG                                                                                                              If your spouse works but you don’t you may be eligible for a spousal ira. This is a great way to start your own retirement nest egg!                                                                                                                                                                                       

Kathleen.Entwistle@morganstanleypwm.com​

Instagram: @kathyentwistle
 

What We Are Listening To

Morphmoms are the best at multi-tasking – it’s pretty much a constant in our lives. So why not add a task to your list that you actually enjoy? Do you have a phone and some sort of head phones, then you are all set! Whether is is a book or a podcast, let’s get started! This week, we are going to give your our favorite podcasts to listen to while, of course, you are also doing something else! 

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• OFF THE GRAM – - Our favorite hosts, Jamie, Heidi, Christine, and Meaghan share their lives on social media with a combined quarter of a million followers each day. They are  here to help you live your best life, channel your inner girlboss, and navigate the ever changing landscapes of wellness & social media. Each week we’ll be joined by a special guest to take a deep dive into a hot topic. We’re going to speak with fashion designers, celebrity trainers, CEO’s, and all kinds of bad-ass women! Just like you!

• The Shrink Next Door --This is the story of a doctor/patient relationship that lasts over 3 decades but goes all wrong; a psychiatrist allegedly uses power and control to manipulate his patients for his own personal gain, including a prominent New Yorker who happens to live next door to the writer of this podcast. You will not believe this saga, but yes it really happened! 

• In the Dark (2ndseason) - - I’ll admit, this is very long, but well worth it. This podcast explores the legal odyssey of Curtiss Flowers, who was accused of shooting four people outside a furniture store in Mississippi in 1996. He has been tried six times but the case is still not over! The details about the criminal process in this Southern town and the potential of prosecutorial abuse is truly astounding. 

• Second Life - - Delightful interviews by Hillary Kerr, co-founder of Who What Wear, with women (morphmoms really!) who have made major career changes and are thriving! This is one episode at a time, so no major time commitment. 

• The Gladiator – - This podcast comes from The Boston Globe’s Spotlight team that investigated the sexual abuse case inside the Catholic Church. Now this team takes a deep look into the life of Aaron Hernandez and his terrible crimes. This podcast not only looks into Hernandez’ troubling life, but also asks questions about football and the possible part that it played in how his life unraveled, including the part that CTE may have played. Whether or not you are a football fan, this is worth listening to, but be prepared to be unsettled. 

• The Daily - - A 5 day a week, 20 minute podcast that goes into depth about one particular news story. A great listen while driving to work or after a school drop off. Hosted by New York Times journalist, Michael Barbaro, the podcast is based on interviews by Times reporters and is a perfect way to learn more about some of the most current and prominent news stories; great conversational tone and easy to listen to. 

 8 Ways to Give Back 

1. January is Human Trafficking Awareness Month - Donate gift cards to those in need. Info:

2. Take on Global Warming, small steps lead to big action - ideas for getting the whole family involved at climatekids.nasa.gov 

3. Save some of Australia’s precious natural resources and adopt an Australian animal through the World Wildlife Fund www.worldwildlife.org/gifts

4. Give Blood! There always a need - find a blood drive near you through Red Cross

5. Still want to bake after the holidays are over?  Bake and donate your goods to a local food pantry

6. Birthday Wish - Donate a birthday party to a foster child -

7. Clean out your closets and donate your unwanted clothes and household items

8. Warm up  a few tummies and hearts this winter. Go to soupsisters.com and sign up for an event near you! 

Top 10 TV Shows We Can't Wait To Binge-Watch

The Morning Show (Apple TV)
Turn (Netflix)
The Wire (HBO)
Game of Thrones (HBO)
The Marvelous Mrs. Maisel (Amazon)
Schitt's Creek (Netflix)
The Last Kingdom (Netflix)

Bodyguard (Netflix)

Top 10 Golden Globe Winners We Can't Wait to Watch

1917 (Movie) 

Once Upon a Time in Hollywood (Movie)

Fleabag. (Amazon)

Succession (HBO)

Parasite (Movie)

Judy (Movie)

Rocketman (Movie)

The Crown (Netflix)

Chernobyl (HBO)